PRIVACY POLICY
insurance-exchange.com
Last revised on November 01, 2024
 
insurance-exchange.com (“insurance-exchange ”) respects the privacy of its users; therefore, insurance-exchange has developed this Privacy Policy to demonstrate our commitment to protecting Your privacy. This Privacy Policy describes the information collected, how that information may be used, and with whom it may be shared. It is highly recommended that You read this Privacy Policy carefully when using the insurance-exchange Website. By using the Website, You are accepting the practices described in this Privacy Policy. If You have any questions about our privacy practices, please refer to the contact information provided herein. Information insurance-exchange collect about You In General. insurance-exchange may collect personal information such as usage data, email address, first name, last name, phone number, address, username, password, a city as well as other information that may be used to identify You. When You provide personal information through this Website, the information may be sent to servers at various locations within the United States and other countries.
Information You provide. insurance-exchange may collect and store any personal information You enter on the Website or otherwise provide in some manner. This includes identifying information, such as Your name, address, email address, and telephone number(s).
 
Use of cookies and other technologies to collect information. insurance-exchange uses various technologies to collect information.
 
Your mobile number will not be shared with any partners for the purpose of texting you. If any partner wants to send you a text message they must get your approval prior to sending you any communication via SMS.

Information collected automatically. insurance-exchange automatically collects information from Your browser when You visit the Website. This information includes Your IP address, Your browser type and language, access times, the content of any undeleted cookies that Your browser previously accepted from insurance-exchange s, and the referring website address.
 
Cookies and Use of Cookie Data. When You visit the Website, insurance-exchange may assign Your computer one or more cookies, to facilitate access to the Website and to personalize Your online experience. Through the use of a cookie, insurance-exchange also may automatically collect information about Your online activity on the Website, such as the web pages You visit, the time and date of Your visits, the links You click, and the searches You conduct on the Website. Your visits to other websites where insurance-exchange advertises. insurance-exchange or our affiliates may use certain data collected on the Website to show You advertisements likely to be of greater interest to You.
 
Other Technologies. insurance-exchange may use standard Internet technology, such as web beacons and other similar technologies, to track Your use of the Website. insurance-exchange also may include web beacons in advertisements or email messages to determine whether messages have been opened and acted upon. The information insurance-exchange obtains in this manner enables insurance-exchange to customize the services insurance-exchange offers the Website visitors, to deliver targeted advertisements and to measure the overall effectiveness of online advertising, content, programming, or other activities.
Information collected by third-parties. insurance-exchange may allow third-parties, including financial agencies, authorized service providers, advertising companies, and ad networks, to display advertisements on the Website. These companies may use tracking technologies to collect information about users who view or interact with their advertisements. This information allows them to deliver targeted advertisements and gauge their effectiveness.
 
How insurance-exchange uses the information we collect; In General. insurance-exchange may use information collected about You to: deliver the products and services that You have requested; manage Your account and provide You with customer support; perform research and analysis about Your use of, or interest in, insurance-exchange ’s products, services, or content, or products, services or content offered by others; communicate with You by email, postal mail, telephone and/or mobile devices about products or services that may be of interest to You; develop and display content and advertising tailored to Your interests on the Website and other websites, and enforce or exercise any rights in our terms and conditions. Financial information. The financial information provided will only be used for purposes related to obtaining financial help and locating potential agencies.
 
Social Media. if You access the Website from a third-party social platform, such as Facebook, insurance-exchange may share non-personal information with that social platform to the extent permitted by Your agreement with that social platform and its privacy settings.
 
With whom insurance-exchange share Your information
Personal information. insurance-exchange does not share Your personal information with others.
 
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Other Situations. insurance-exchange may also disclose Your information, including personal information:
In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, insurance-exchange may raise or waive any legal objection or right available.
 
When insurance-exchange believes disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property, or safety of insurance-exchange , its employees, or others; to comply with applicable law or cooperate with law enforcement, or to enforce the Website terms and conditions or other agreements or policies.
 
In connection with a substantial corporate transaction, such as the sale of insurance-exchange , a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.
Aggregated and non-personal information. insurance-exchange may share non-personal information collected under any of the above circumstances. insurance-exchange may also share it with third parties to develop and deliver targeted advertising on the Website and on websites of third parties and to analyze and report on advertising You see. insurance-exchange may combine non-personal information collected with additional non-personal information collected from other sources. insurance-exchange may also share aggregated, non-personal information with third parties, including advisors, advertisers, and investors, for the purpose of conducting general business analysis or other business purposes.
 
How insurance-exchange protects Your personal information. insurance-exchange takes appropriate security measures (including physical, electronic, and procedural measures) to help safeguard Your personal information from unauthorized access and disclosure. insurance-exchange wants You to feel confident and safe when using the Website. However, no system can be completely secure. Therefore, although steps are taken to secure Your information, insurance-exchange cannot promise, and You should not expect, that Your personal information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their personal information and should avoid sending personal information through insecure email. Please refer to the Federal Trade Commission’s website for information about how to protect Yourself against identity theft.
 
Children’s privacy. Although the Website is a general audience site, insurance-exchange restricts the use of the Website to individuals age 18 and above. insurance-exchange does not knowingly collect any personal information from minors.
 
Visiting the Websites from outside the United States. If You are visiting the Website from outside the United States, please be aware that Your information may be transferred to, stored, and processed in the United States where insurance-exchange ’s servers are located, and its central database is operated. By using the Website, You understand that Your information may be transferred to our facilities and those third parties with whom insurance-exchange shares it as described in this privacy policy.
 
No Rights of Third Parties. This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the Website.
 
Changes to this Privacy Policy. insurance-exchange will occasionally update this Privacy Policy. When insurance-exchange posts changes to this Privacy Policy, the “last updated” date at the top of this Privacy Policy will be revised. insurance-exchange recommends that You check the Website from time to time so as to be informed of any changes.
 
California Privacy Rights. insurance-exchange does not currently respond to browser “Do Not Track” (DNT) signals or other mechanisms. Third parties may collect personal information about your online activities over time and across sites when You visit the Website.
 
If You are a California resident, California Civil Code Section 1798.83 permits You to request certain information regarding insurance-exchange ’s disclosure of personal information to third parties for the third parties marketing purposes. To make such a request, please contact insurance-exchange by sending an e-mail to [email protected].
 
Under California law, California residents who have an established business relationship with insurance-exchange may opt out of having their personal information disclosed to third parties for their marketing purposes.
 
How to contact insurance-exchange
If you have any questions about this Privacy Policy or our information-handling practices, or if You would like to request information about our disclosure of personal information to third parties for their marketing purposes, please contact insurance-exchange by email or postal mail as follows:
 
[email protected]